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On 11th and 12th January 2014, students of classes VIII to X, across the country appeared for the First ever National Financial Literacy Assessment Test (NFLAT). The response to the first initiative of National Centre for Financial Education (NCFE) had been overwhelming with around 1,00,000 students and 2,000 schools registering for the test from all over the country. NCFE has been set up under National Institute of Securities Markets (NISM) with the support of RBI, SEBI, IRDA, PFRDA and FMC.
The test had been conceptualised by the Technical Group on Financial Inclusion and Financial Literacy of the Sub-Committee of the Financial Stability and Development Council (FSDC) chaired by Dr. K. C. Chakrabarty, Deputy Governor, RBI. Recognising the significance of the test, Central Board of Secondary Education (CBSE) also issued a circular to all the schools affiliated to the board encouraging them to participate. Institute of Banking Personnel Selection (IBPS) partnered with NCFE and graciously waived their fee for the administration of the test in more than 250 test centres in India.
Abhinav Agarwal of Kendriya Vidyalaya, ONGC, Panvel, Maharashtra secured the All India 1st rank. The test saw the maximum participation from Rani Public School, Kozhikode, Kerala with a total of 929 students appearing for the test from this school. DarbariLal Dev Model School and Sachdeva Public School, both from New Delhi were the best performing schools in the test with a 100% students scoring more than 50 percentile. All the winners will be felicitated at an Award Ceremony later in the year. The detailed results will be displayed on NCFE’s and NISM’s website (www.ncfeindia.org and www.nism.ac.in).
All India Rank | Student | School |
| AIR 1 | Abhinav Agarwal | KendriyaVidyalaya ONGC, Panvel, Maharashtra |
| AIR 2 | Mohammad Atif | The Aditya Birla Public School , Sonbhadra, Uttar Pradesh |
| AIR 3 | Mukund Choudhary | Krishna Public School , Raipur, Chhattisgarh |
| AIR 4 | Kushagra Rastogi | DAV Senior Secondary School, Bilaspur, Himachal Pradesh |
| AIR 5 | Gokul Kumar M. | Sri KumaranChildrens Home CBSE, Bangalore, Karnataka |
A special mention should be made of the students from the Ahmadi School for the Visually Challenged, Aligarh, Uttar Pradesh who participated in the test. Abbas Raza, one of the students from this school went on to score an impressive 97.22 percentile in the test. Not only this, all the students who appeared from this school have secured more than 50 percentile.
For a majority of students it was their first tryst with a computer-based test and they enjoyed the experience. The schools and the parents were also appreciative of the test and the feedback has been encouraging and NCFE plans to conduct this test each year with the aim of improving the financial literacy of India at a young age.
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NCFE-NFLAT Results 2013-14
National Winners
All India Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 2440000145 | Abhinav Agarwal | Kendriya Vidyalaya ONGC Panvel | Raigarh, Maharashtra |
| Rank 2 | 3590000006 | Mohammad Atif | The Aditya Birla Public School | Sonbhadra, Uttar Pradesh |
| Rank 3 | 3210000021 | Mukund Choudhary | Krishna Public School | Raipur, Chhattisgarh |
| Rank 4 | 1170000001 | Kushagra Rastogi | DAV Senior Secondary School | Bilaspur, Himachal Pradesh |
| Rank 5 | 1780000502 | Gokul Kumar M | Sri Kumaran Childrens Home CBSE | Bangalore, Karnataka |
Regional Winners
Region: Central
Regional Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 3630000365 | Ria Gupta | Delhi Public School Ranipur | Hardwar, Uttarakhand |
| Rank 2 | 3630000431 | Utsav Garg | Delhi Public School Ranipur | Hardwar, Uttarakhand |
| Rank 3 | 3350001578 | Anirudh Roy | Delhi Public School Ghaziabad | Ghaziabad, Uttar Pradesh |
Region: East
Regional Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 2810000807 | Siddhant Bhardwaj | South City International School | Kolkata, West Bengal |
| Rank 2 | 2630000378 | Shubham Priyam | Delhi Public School | Bokaro, Jharkhand |
| Rank 3 | 2610000258 | Sushant Bhushan | RPS Public School | Patna, Bihar |
Region: North
Regional Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 1140000561 | Manan Nawal | Model School | Rohtak, Haryana |
| Rank 2 | 1360000028 | Ayush Sharma | DAV Public School | Muktsar, Punjab |
| Rank 3 | 1530000220 | Tanisha Kohli | Springdales School | New Delhi, NCT of Delhi |
Region: South
Regional Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 1900000001 | Aparnna J. N. | Presentation HSS | Malappuram, Kerala |
| Rank 2 | 1790000113 | Prateek Gaur | Kendriya Vidyalaya | Belgaum, Karnataka |
| Rank 3 | 1950001634 | V. Sriram | Padma Seshadri Bala Bhavan Senior Secondary School | Chennai, Tamil Nadu |
Region: West
Regional Rank | Student Hall Ticket No. | Student Name | School Name | Region |
| Rank 1 | 2430000399 | Neha Chaudhari | Vikhe Patil Memorial School | Pune, Maharashtra |
| Rank 2 | 2440000218 | Shashwat Madan | DAV Public School | Raigarh, Maharashtra |
| Rank 3 | 2190000010 | Anshul Patel | Calorx Public School Mundra | Kachchh, Gujarat |
